Terms of Use & Privacy

General

Please read the following terms and conditions (“Terms”). They govern your use of this website and its associated services, including email newsletters, associated content distribution platforms, and public FinTech Collective LLC (together with its affiliates, “FTC”) online social media accounts (the “Service”).

By using the Service, you agree to be bound by these Terms. We may update these Terms from time to time and any modifications will be effective immediately upon posting unless we indicate otherwise. If you use the Service after any changes to the Terms have been posted, that means you agree to all of the changes. Please review these Terms periodically for changes.

You acknowledge that the website and its contents are for general, informational purposes only, and do not constitute an offering or form part of any offering or any solicitation of any offer to subscribe to or purchase any investment by FTC, nor shall it or the fact of its existence form the basis of, or be relied upon in connection with any contract thereto. Any such offer will be made only by means of definitive investment offering documents, including through a final private placement memorandum, subscription agreement, or another related document regarding a particular investment opportunity and will be subject to the terms and conditions of such documents, including the qualifications necessary to become an investor. FTC makes no representations that any information provided via this website is accurate, current, or complete. The information included in this website is subject to change without notice to any person.

Except as otherwise noted, all Services — including information, photos, podcasts, blog posts, videos, graphics/charts, icons, code, design, and overall appearance — are the property of FTC and should not be used, modified, or reproduced without our prior written consent. All trademarks, trade names, and logos displayed on the Service are the property of FTC, its affiliates, or their respective third-party owners, and the Service grants no license to them.

The Service is intended solely to provide general information about FTC, its services to entrepreneurs, and its people. Nothing in the Service is directed at nor should be relied upon by any investors or prospective investors in any vehicle managed by FTC. FTC does not intend to solicit or make its investment advisory services available to the general public.

Any investments or portfolio companies described or referred to in the Service are not representative of all investments in vehicles managed by FTC and there can be no assurance that the investments described are, or will be, profitable or that other investments made in the future will have similar character or results. A list of investments made by FTC is available here: https://www.fintech.io/portfol.... Excluded from this list are investments for which the issuer has not provided permission for FTC to disclose publicly.

Any opinions expressed in the Service reflect FTC’s views or those of individual posters, and are subject to change. Certain information contained in the Service has been obtained from third-party sources, including from portfolio companies of FTC. While taken from sources believed to be reliable, FTC has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation. The discussions and opinions expressed herein are not intended to provide investment, accounting, tax, or legal advice. Nothing in the Service is a recommendation that you purchase, sell or hold any security or other investment, or that you pursue any investment style or strategy. The content of this website is presented on an “as is” basis with no warranties, express or implied, of any kind with respect to the Service. Charts provided herein are for informational purposes only and should not be relied upon when making any investment decision.

Any projections, estimates, forecasts, targets, prospects and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others.

Privacy Policy

This Privacy Policy describes FTC policies and procedures on the collection, use and disclosure of your information when you use the FINTECH COLLECTIVE Service. We will not use or share your information with anyone except as described in this Privacy Policy. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources. Capitalized terms that are not defined in this Privacy Policy have the meaning given them in our Terms of Service.


Legal

This Privacy Policy describes FINTECH COLLECTIVE, LLC’s (“FINTECH COLLECTIVE”) policies and procedures on the collection, use and disclosure of your information when you use the FINTECH COLLECTIVE Service. We will not use or share your information with anyone except as described in this Privacy Policy. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources. Capitalized terms that are not defined in this Privacy Policy have the meaning given them in our Terms of Service.

Information Collection and Use

FINTECH COLLECTIVE uses information we collect to analyze how the Service is used, diagnose service or technical problems, maintain security, personalize content, remember information to help you efficiently access your account, monitor aggregate metrics such as total number of visitors, traffic, and demographic patterns, and track Feedback and users as necessary to comply with the Digital Millennium Copyright Act and other applicable laws.

We process personal information only where we have a lawful basis to do so. Depending on the context, this may include: your consent; the performance of a contract or steps taken at your request prior to entering into a contract; compliance with a legal obligation to which we are subject; or our legitimate interests (or those of a third party), where such interests are not overridden by your data protection rights and freedoms.

User-Provided Information

You provide us information about yourself, such as your name, phone number, and e-mail address, if you register for access with the Service or subscribe to our newsletter. We may use your email address to send you Service-related notices (including any notices required by law, in lieu of communication by postal mail). You can control receipt of certain Service-related messages by notifying us. We may also use your contact information to send you marketing messages. If you do not want to receive such messages, you may opt out by following the instructions in the message. If you correspond with us by email, we may retain the content of your email messages, your email address and our responses. If you choose to use our service to invite a friend to the Service, we will ask you for that person’s email address. FINTECH COLLECTIVE stores this information to send an invitation email, to register your friend if your invitation is accepted, and to track the success of the invitation functionality.

Cookies

When you visit the Service, we may send one or more “cookies” — small data files — to your computer to uniquely identify your browser and let FINTECH COLLECTIVE help you log in faster and enhance your navigation through the site. A cookie may convey anonymous information about how you browse the Service to us, but does not collect personal information about you. A persistent cookie remains on your computer after you close your browser so that it can be used by your browser on subsequent visits to the Service. Persistent cookies can be removed by following your web browser’s directions. A session cookie is temporary and disappears after you close your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the Service may not function properly if the ability to accept cookies is disabled.

Log Files

Log file information is automatically reported by your browser each time you access a web page. When you use the Service, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol (“IP”) address, browser type, referring / exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, and other such information.

Clear GIFs Information

When you use the Service, we may employ clear GIFs (also known as web beacons or pixel tags) which are used to track the online usage patterns of our users anonymously. No personally identifiable information from your FINTECH COLLECTIVE account is collected using these clear GIFs. In addition, we may also use clear GIFs in HTML-based emails sent to our users to track which emails are opened by recipients. The information is used to enable more accurate reporting, measure the effectiveness of our communications, and make FINTECH COLLECTIVE better for our users.

Third Party Services

FINTECH COLLECTIVE uses certain third-party service providers to help operate the Service and deliver communications. These providers process personal information on our behalf as data processors and are contractually required to handle it in a manner consistent with this Privacy Policy.

Google Analytics.

We use Google Analytics to help understand use of the Service. Google Analytics collects the information sent by your browser as part of a web page request, including cookies and your IP address. Google Analytics’ use of this information is governed by its Privacy Policy. You may opt out of Google Analytics by installing the Google Analytics opt-out browser add-on, available at https://tools.google.com/dlpag....

Mailchimp.

We use Mailchimp, a service provided by The Rocket Science Group LLC, to manage and deliver our email newsletter and other marketing communications. If you subscribe to our newsletter, your contact information will be transmitted to and stored by Mailchimp on our behalf. Mailchimp’s privacy practices are described in its privacy policy at https://mailchimp.com/legal/pr....

Affinity.

We use Affinity as our customer relationship management (CRM) platform to manage contacts and relationship data. Contact information you provide to us, or that we collect in the ordinary course of our business activities, may be stored and processed within Affinity on our behalf. Affinity’s privacy practices are described in its privacy policy at https://www.affinity.co/legal/....

Personally Identifiable Information

FINTECH COLLECTIVE may share your personally identifiable information with third parties for the purpose of providing the Service to you. If we do this, such third parties’ use of your information will be bound by this Privacy Policy. We may store personal information in locations outside the direct control of FINTECH COLLECTIVE (for instance, on servers or databases co-located with hosting providers). As we develop our business, we may buy or sell assets or business offerings. Customer, email, and visitor information is generally one of the transferred business assets in these types of transactions. We may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution. We may share or disclose your information with your consent, such as if you choose to sign on to the Service through a third-party service. We cannot control third parties’ use of your information. FINTECH COLLECTIVE may disclose your personal information if required to do so by law or subpoena or if we believe that it is reasonably necessary to comply with a law, regulation or legal request; to protect the safety of any person; to address fraud, security or technical issues; or to protect FINTECH COLLECTIVE’s rights or property.

FINTECH COLLECTIVE does not sell or share your personal information with third parties for their own commercial or advertising purposes.

Non-Personally Identifiable Information

We may share non-personally identifiable information (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with interested third parties to help them understand the usage patterns for certain FINTECH COLLECTIVE services.

How We Protect Your Information

FINTECH COLLECTIVE uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to FINTECH COLLECTIVE or guarantee that your information on the Service may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. In the event that personal information is compromised as a result of a breach of security, FINTECH COLLECTIVE will promptly notify those persons whose personal information has been compromised, in accordance with the notification procedures set forth in this Privacy Policy, or as otherwise required by applicable law.


Data Retention

FINTECH COLLECTIVE retains personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy any applicable legal, accounting, or reporting requirements, and to establish or defend legal claims. When personal information is no longer required for these purposes, we will delete or anonymize it in accordance with our internal data management practices and applicable law. If you have subscribed to our newsletter or other communications, we will retain your contact information for as long as you remain subscribed or until you request deletion.

Your Choices About Your Information

You may, of course, decline to submit personally identifiable information through the Service, in which case FINTECH COLLECTIVE may not be able to provide certain services to you. You may update or correct your account information and email preferences at any time by contacting us. To unsubscribe from marketing communications, you may follow the unsubscribe link included in any such communication, or contact us directly at the address below.

You may also contact us to request access to, correction of, or deletion of personal information that we hold about you, subject to applicable legal limitations. We will respond to such requests in accordance with applicable law.

Children's Privacy

Protecting the privacy of young children is especially important. FINTECH COLLECTIVE does not knowingly collect or solicit personal information from anyone under the age of 16, or knowingly allow such persons to register with the Service. If we become aware that we have collected personal information from a child under age 16 without verification of parental consent, we take steps to remove that information.

Links to Other Web Sites

We are not responsible for the practices employed by websites linked to or from the Service, nor the information or content contained therein. Please remember that when you use a link to go from the Service to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our website, is subject to that website’s own rules and policies.


Notice to UK and EU Users

FTC operates globally, including through its offices in New York and London, and may collect and process personal data of individuals located in the United Kingdom and the European Union. Where applicable, FTC complies with the UK General Data Protection Regulation (“UK GDPR”) and the EU General Data Protection Regulation (Regulation 2016/679) (“EU GDPR”).

Controller.

For purposes of UK and EU data protection law, FinTech Collective LLC acts as the data controller of personal information collected through this website.

Data Subject Rights.

If you are located in the UK or EU, you have the right to request access to, rectification of, erasure of, or restriction on the processing of your personal data; to object to processing based on legitimate interests; and to data portability where processing is carried out by automated means. You also have the right to lodge a complaint with a supervisory authority:

  • UK: Information Commissioner’s Office (ICO), Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF — https://ico.org.uk

  • EU: The competent supervisory authority of your EU Member State of residence.

Cross-Border Data Transfers.

FTC is headquartered in the United States. If you are located in the UK or EU, your personal data may be transferred to and processed in the United States, a jurisdiction that may not provide the same level of data protection as your home jurisdiction. We take appropriate safeguards for such transfers, including where required by applicable law, the use of European Commission or UK Government approved Standard Contractual Clauses.

Lawful Basis.

Our lawful bases for processing personal data under the UK and EU GDPR include: your consent (e.g., for marketing communications); the performance of or steps preparatory to a contract with you; compliance with a legal obligation; and our legitimate interests, which include operating and improving our website and communications, where such interests are not overridden by your rights and freedoms.

For information specific to FTC’s processing of personal data in connection with its fund operations, please refer to our GDPR Privacy Notice at https://fintech.io/gdpr.


California Privacy Rights

If you are a California resident, you may have certain rights under the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (“CCPA/CPRA”), including the right to:

  • Know what personal information we collect, use, disclose, and retain about you;

  • Delete personal information we have collected from you, subject to certain exceptions;

  • Correct inaccurate personal information that we maintain about you;

  • Opt out of the sale or sharing of your personal information — note that FINTECH COLLECTIVE does not sell or share personal information with third parties for their own commercial purposes;

  • Non-discrimination — we will not discriminate against you for exercising any of your rights under the CCPA/CPRA.

To exercise any of these rights, or for questions about our California privacy practices, please contact us using the information below. You may also use the “Do Not Share My Personal Information” link in the footer of this website. We will respond to verifiable consumer requests in accordance with applicable law.


Changes to Our Privacy Policy

If we change our privacy policies and procedures, we will post those changes on this page to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it. Changes to this Privacy Policy are effective when they are posted on this page.


Contact Us

If you have any questions about our practices or this Privacy Policy, please contact us by email at [email protected] or by mail at:

FinTech Collective, LLC

ATTN: Privacy

200 Park Avenue South, Suite 1611

New York, New York 10003